We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us. We may collect nonpublic personal information such as your name, address, social security number, assets, income, and any medical information that you authorize us to collect for insurance products.
We may collect this information when you complete our financial questionnaires or applications to open accounts with brokerage firms, apply for insurance products, or obtain tax preparation, financial planning, or investment advisory services from us. It may also be collected as a result of transactions with us, our affiliates, representatives, product or service providers, or others. This could include account numbers, account balances, parties to transactions, and transactions completed by us.
Our Use of Your Personal Information
Only employees or representatives with a valid business reason have access to your personal information. These individuals are educated on the importance of maintaining the confidentiality and security of your information. We use your information strictly to provide you with the services and financial advice you have requested from us.
We do not share your nonpublic personal information with non-affiliated parties except as permitted by law and for the limited purposes of effecting transactions or services requested and authorized by you or to comply with legal or regulatory requirements. In the normal course of our business, we may employ non-affiliated parties to provide us with service functions, such as record keeping, data storage, etc. We require these parties to agree to safeguard your information, to use the information only for the intended purpose, and to abide by the law.
Protection and Maintenance of Information
We maintain standards to protect your personal information, whether written, spoken, or electronic. Our goal is to maintain accurate, up-to-date client records in accordance with industry standards. We attempt to keep information current and complete.