529 Plans vs. Roth IRAs for College Savings: What's Smarter?

Saving for a child's education is one of the most generous gifts a parent or grandparent can give. But with college costs climbing every year, choosing the right savings vehicle matters just as much as the saving itself.

Education, Financial Planning, Personal FinancePatrick LampreyAugust 6, 2026financial planning, Personal Finance, distribution planning, retirement planning, Roth IRA, tax planning, 529 Plans, college planning, Coverdell ESA, Education Savings Accounts, Saving for College

Paying for Education Expenses Using Your Coverdell (ESA) and/or 529 Plan

Paying for a child’s education often involves balancing multiple savings tools, each with its own tax advantages and planning opportunities. Two of the most common options are the Coverdell Education Savings Account (ESA) and the 529 plan.

Education, Financial PlanningIsaac ElsasserApril 30, 2026Education Savings Accounts, 529 Plans, Coverdell ESA, Saving for College, K-12

Education Saving: Know Your Options

With nationwide college costs continuing to rise, it has never been more important for parents to develop a savings strategy to help cover these costs.