Posts in Mid Career Professional
Swimming Your Way to Financial Success

The principles of efficiency, consistency, and composure bind swimming and financial success together. In both, it’s not about how hard you work, but how smartly you move forward.

Read More
A First Look at Tax Updates in the "Big, Beautiful Bill"

On July 4th, 2025 the “big, beautiful bill” was signed into law.  There are many changes/updates included in the new law from taxation and spending to national defense.  While there are many opinions regarding the costs and benefits of the new law, we wanted to take time to outline the provisions that directly relate to our clients and their taxes. 

Read More
May 2025 Market Update and FAQs Webinar

During this webinar, Dave and Chip share their perspective on the current economic landscape and financial markets. They cover timely topics such as tariffs, interest rates, market valuations, and the outlook for domestic versus international investments. They also address some of the most common questions clients are asking right now—providing clarity and context to help you stay informed.

Read More
Navigating Asset Allocation Decisions through Market Cycles

We frequently speak with clients about their asset allocation—especially during periods of significant market movement. These conversations often revolve around the desire to increase equity exposure when markets are rising and reduce it when markets are falling. While this instinct is understandable, a visual representation can often help illustrate why market timing is rarely a successful long-term strategy.

Read More
Do you worry about your finances? You are not alone!

Over the years working with worried clients it has become obvious that going through the financial planning process and reviewing existing plans in the context of a changing financial environment helps alleviate worries.

 

 

Read More
Training Your Mind for a Clearer, More Confident Future

Just like you can train your body to be stronger, you can train your mind to focus in a way that promotes clarity and good habits. This skill isn’t just helpful for managing daily stress—it can also be a game-changer when it comes to financial and investment decisions.

 

Read More
How Do You Compare Target Date Funds?

Target Date funds have grown in popularity over the last decade especially inside employer benefit plans such as 401Ks.  On the surface, they all seem to be exactly the same.  First, you pick your fund based on your anticipated retirement date.  Then you let the manager handle the rest – they utilize their glide path and make the portfolio more conservative as you approach retirement.  While true, behind the scenes there are subtle differences that investors should be aware.

Read More
2025 Catch Up Rules Allow 60 to 63 Year Olds to Super Save!

Since 2001, individuals over the age of 50 have been allowed to make "catch-up" contributions to their 401(k) plans, IRAs, and Roth IRAs. This provision was designed by Congress to give those nearing retirement the opportunity to boost their savings in tax-advantaged retirement accounts. Now, starting in 2025, new legislation will extend these opportunities even further.

Read More
An Estate Planning Review Checklist

When it comes to financial planning, one of the easiest and most important things to accomplish is an overall review of your estate plan. We suggest that you review your estate plan every couple of years or when there are changes in your family that may impact your estate planning. Here is a checklist of estate planning items to review that may be helpful.

Read More
It’s Time to Check Your Money Market Rates!

Interest rates have risen significantly over the course of the last year. So, you would expect that interest rates on savings and money market accounts would have followed suit.  However, it seems that many banks have yet to adjust the interest rates they pay to customers on deposit accounts like savings and money market. 

Read More
Financial Markets Update - Action Items to Consider

Beacon recently hosted a live webinar to update clients and friends about the financial markets and current economic conditions. We also provided some financial planning strategies to consider that could have a meaningful impact over the long term.

Read More