On this episode of Finance In A Flash, John interviews Beacon's newest team member, Isaac Elsasser. We really hope you enjoy this episode and get to know more about Isaac as he talks about his personal life, how he got into financial planning, and his time here at Beacon so far!
Read MoreWhether you are an existing client or newly interested in Beacon, please view this short video to learn more about what we do.
Read MoreIf you’re an investor age 50 or older planning to make “catch-up” contributions to a retirement plan, 2026 brings several important changes to understand. These include updated contribution limits and a new mandatory Roth catch-up rule for high-income earners that could affect both your taxes and your take-home pay.
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The IRS has announced contribution savings limits for retirement savings accounts for 2026. Make sure you let your payroll department know that you want to increase your contributions to these plans.
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Here are several questions you should ask yourself to ensure you have taken the necessary precautions in the event something unforeseen should happen:
Read MoreWith so much at stake (your financial security!), it’s easy to become paralyzed by fear and anxiety when it comes to financial uncertainty.
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One of the more useful provisions of the Secure Act 2.0 gives those who have unused 529 plan balances the option of rolling over funds with no tax implications into a Roth IRA. Here are the key rules for rolling over funds from a 529 plan to a Roth IRA.
Read MorePreparing financially for retirement often comes with uncertainty. There are countless “what if” scenarios to consider, and one of the biggest concerns for many is the potential cost of long-term care. An extended need for care can create a significant financial burden, making it important to plan ahead.
Read MoreBecoming overly concentrated in your portfolio adds an extra amount of risk. We monitor our portfolios for this and ensure that no one company will determine the ultimate success of our clients’ portfolios.
Read MoreRetiring before age 65 can feel exciting, but it also raises an important question: how will you cover health insurance until Medicare begins? Fortunately, there are several paths to consider.
Read MoreAt Beacon Financial Strategies, we agree that investments that generate income should be a valuable component of most retiree’s portfolios. However, we also believe that maintaining a diversified investment approach will enhance returns and reduce risk for most long term investors. This really proves beneficial during the distribution phase of your life as it provides for income, growth, potential tax efficiency, and flexibility as life changes.
Read MoreJoin us for an informative session on the recently signed 2025 tax law and its impact on individuals and families. We’ll cover new provisions, changes to existing rules, and rules that are eliminated. This webinar will help you understand how the new law may affect your taxes and what that means for your financial planning moving forward.
Read MoreLet’s face it, seniors today have access to improved medical care and are healthier, more active and are likely to have longer lives. So what are the financial implications for retirees who will likely live well into their 80s and possibly their 90s?
Read MoreEmployer-sponsored retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan, we would strongly recommend you consider participating.
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The principles of efficiency, consistency, and composure bind swimming and financial success together. In both, it’s not about how hard you work, but how smartly you move forward.
Read MoreOn July 4th, 2025 the new tax and spending bill was signed into law. There are many changes/updates included in the new law from taxation and spending to national defense. While there are many opinions regarding the costs and benefits of the new law, we wanted to take time to outline the provisions that directly relate to our clients and their taxes.
Read MoreDuring this webinar, Dave and Chip share their perspective on the current economic landscape and financial markets. They cover timely topics such as tariffs, interest rates, market valuations, and the outlook for domestic versus international investments. They also address some of the most common questions clients are asking right now—providing clarity and context to help you stay informed.
Read MoreWe frequently speak with clients about their asset allocation—especially during periods of significant market movement. These conversations often revolve around the desire to increase equity exposure when markets are rising and reduce it when markets are falling. While this instinct is understandable, a visual representation can often help illustrate why market timing is rarely a successful long-term strategy.
Read MoreDid you know that your monthly Medicare cost adjusts based on your income? While most retirees may know this, many pre-retirees do not. It is important for those who are not receiving Medicare benefits yet to understand the rules so that financial planning decisions can be made ahead of time to reduce or avoid the impact of this additional expense.
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Over the years working with worried clients it has become obvious that going through the financial planning process and reviewing existing plans in the context of a changing financial environment helps alleviate worries.
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