A Durable Power of Attorney (DPOA) is one of the most important—but often overlooked—documents in a sound estate plan. While many individuals focus on wills and trusts, a properly structured DPOA is what ensures that financial decisions can continue seamlessly during your lifetime if you become unable to manage your affairs.
Read MoreLet’s face it, sometimes life can be messy. On occasion, we have the discussion with clients about what would happen if they were to pass away, leaving their adult child with a sizable inheritance and then their child goes through a divorce. Would the son, or daughter-in-law be able to take these inherited assets in the event of a divorce?
Read MoreIn this episode of Finance in a Flash: Plain Talk, we wrap up our three-part series on unemployment data by zooming out to the bigger picture—what the jobs report really tells us about the economy. Using the latest data from early 2026, we break down the relationship between employment and GDP, explain why job growth can lag behind economic growth, and explore how trends like artificial intelligence and productivity gains may be reshaping the labor market.
Read MoreOver the course of the last several weeks, I have spent more time than normal listening to the business news channels. I know that many of our clients tune in to these shows and I want to hear the issues being discussed. One thing that is often ignored is the concept of adaptability. That is, as governments, businesses and people realize that a problem or inefficiency exists, they make changes that alter the trajectory of possible outcomes...they adapt.
Read MoreIn this episode of Finance in a Flash: Plain Talk, we continue our mini-series on unemployment data by diving into the latest report from the Bureau of Labor Statistics. Using February 2026 data, we break down what the unemployment rate actually measures, why headline job numbers can be misleading, and how key factors like labor force participation and population growth shape the broader economic picture.
Read MoreOn this episode of Finance in a Flash – Plain Talk, John and Dave kick off a three-part series breaking down one of the most talked-about economic topics: Unemployment. They start the series off discussing ADP Employment Report, explaining what it is, how it differs from government data, and why it often tells a slightly different story than the headlines you see on Friday mornings.
Read MoreOn this episode of Finance In A Flash, John interviews Beacon's newest team member, Isaac Elsasser. We really hope you enjoy this episode and get to know more about Isaac as he talks about his personal life, how he got into financial planning, and his time here at Beacon so far!
Read MoreWhether you are an existing client or newly interested in Beacon, please view this short video to learn more about what we do.
Read MoreIf you’re an investor age 50 or older planning to make “catch-up” contributions to a retirement plan, 2026 brings several important changes to understand. These include updated contribution limits and a new mandatory Roth catch-up rule for high-income earners that could affect both your taxes and your take-home pay.
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The IRS has announced contribution savings limits for retirement savings accounts for 2026. Make sure you let your payroll department know that you want to increase your contributions to these plans.
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Here are several questions you should ask yourself to ensure you have taken the necessary precautions in the event something unforeseen should happen:
Read MoreWhile scams can be tricky, there are several steps you can take to protect yourself and avoid falling victim to fraud.
Read MoreIt is always a good idea to periodically review your tax situation to identify opportunities to reduce your tax liability and strengthen your overall financial strategy. Proactive tax planning throughout the year can help ensure you are taking full advantage of available planning opportunities.
Read MoreWith so much at stake (your financial security!), it’s easy to become paralyzed by fear and anxiety when it comes to financial uncertainty.
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One of the more useful provisions of the Secure Act 2.0 gives those who have unused 529 plan balances the option of rolling over funds with no tax implications into a Roth IRA. Here are the key rules for rolling over funds from a 529 plan to a Roth IRA.
Read MoreBeacon is hiring for our Financial Advisor Associate Rotational Program!
Read MorePreparing financially for retirement often comes with uncertainty. There are countless “what if” scenarios to consider, and one of the biggest concerns for many is the potential cost of long-term care. An extended need for care can create a significant financial burden, making it important to plan ahead.
Read MoreWhen someone asks how you are doing, how do you usually respond? More importantly, do you feel like you’re truly living your best life? Do you feel as though you are thriving?
Read MoreBecoming overly concentrated in your portfolio adds an extra amount of risk. We monitor our portfolios for this and ensure that no one company will determine the ultimate success of our clients’ portfolios.
Read MoreRetiring before age 65 can feel exciting, but it also raises an important question: how will you cover health insurance until Medicare begins? Fortunately, there are several paths to consider.
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